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NFL · Week 7 · 2026 Final Division game

Buccaneers at Panthers

Sun, 25 Oct 2026 · 17:00 UTC
Tampa Bay Buccaneers logo
Tampa Bay
Buccaneers
1-5 · L5
43
@
Carolina Panthers logo
Carolina
Panthers
3-2 · W3
13
Carolina Panthers to win 66% win probability · projected 19–25 · Solid

Result & Grading

Published before kickoff, graded after. No edits, no quiet deletions.

Final score
43–13
TB at CAR
Our pick
CAR ✗
Missed
Margin error
35.4
points from our projection
Against the spread
Missed ✗
vs line of CAR −3.5

Pre-Game Win Probabilities

From the engine's power ratings, adjusted for home field and rest, then mapped through the margin distribution. Not a blend of the market — this is our own number.

TB 34%
CAR 66%
Projected score
19–25
TB at CAR
Projected margin
+5.3
home perspective
Projected total
44.3
combined points
Confidence
Solid
published before kickoff

Engine vs The Line

We agree with the market on the winner. The margins may still differ.

8th Day Engine
Carolina Panthers
by 5.4 points · total 44.3
Closing line
Carolina Panthers
by 3.5 points · total 44.5

Matchup Facts

Venue and rest come from the schedule feed and feed directly into the model; surface and weather are context we show but don't yet model.

Venue
Bank of America Stadium
Roof
Outdoors
Rest · TB
7 days
Rest · CAR
7 days
QB · TB
Baker Mayfield
QB · CAR
Bryce Young

Recent Form

Last five completed games this season, most recent first.

Tampa Bay Buccaneers

L vs PIT 19–26
W @ DAL 24–16
L vs GB 14–17
L vs MIN 16–23
L vs CLE 19–23

Carolina Panthers

W @ PHI 25–14
W vs DET 32–26
L @ CLE 18–21
W @ ATL 34–3
L vs CHI 37–59

Season Scoring

Points per game either side of the ball, 2026 season to date.

TB · scored
19.8
per game · 6 played
TB · allowed
23.0
per game
CAR · scored
29.2
per game · 5 played
CAR · allowed
24.6
per game

How The Model Sees It

Our rating has Carolina Panthers as the stronger side by 99 rating points, which on its own is worth about 3.9 points on the scoreboard (TB 1,405, CAR 1,504).

Home field adds 1.4 points to CAR — a measured figure from our backtest, not the traditional three, because home advantage in the modern NFL is considerably smaller than it used to be.

That lands on a projected margin of +5.3, and running that through the historical spread of actual results against projections gives Carolina Panthers at 66%.

The closing line agrees on the winner, making Carolina Panthers favourite by 3.5 against our 5.4.

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